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A past bad credit car loan history need not be a problem in obtaining car finance.
Your ability to obtain finance and the interest rate you will be charged is determined to a large extent by your credit history. Lenders look at your credit report when determining the rate of interest they will charge.
If you are a homeowner obtaining finance for a car purchase should be easier as a lender can use your home as security. The lender will however take into account other factors such as any current borrowings, your income and employment status before making an offer. For tenants options are more limited and generally speaking if you have a bad credit history expect to pay high interest on any credit as lenders will see you as a higher risk. It is important that you consider the impact of any monthly loan repayment you will be required to pay.THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.