Monday, May 19, 2008

Auto Part of Bob Brown Company

About-Us - Bob Brown Advantage Auto Credit - Des Moines, IA Greater Des Moines Area Part of Bob Brown Company since 1999, Isuzu Advantage Auto works hard to get you into the vehicle you have always wanted. That used car is waiting for you, and we work with a vast array of lending sources to make sure you will get the most complete and comprehensive financial package available in Des Moines, Iowa.

Manufacturer recommended parts are an important part of maintaining your vehicle’s optimum performance. At Bob Brown Isuzu Advantage Auto, we offer the same high quality parts your vehicle was built with, and we keep a large inventory of OEM certified parts in stock at our Des Moines, Iowa facility.

Bob Brown Isuzu Advantage Auto service department strives for 100% customer satisfaction. From general maintenance such as oil changes to major repairs, let Bob Brown Isuzu Advantage Auto service your vehicle. Our dealership is one of the premier dealerships in the country. Our commitment to customer service is second to none. We offer one of the most comprehensive parts and service departments in the automotive industry.

At Bob Brown Isuzu Advantage Auto, we strive to make buying or leasing a vehicle a pleasant and rewarding experience.

Our primary concern is the satisfaction of our customers. Our online dealership was created to enhance the buying experience for each and every one of our internet customers. If you have any questions, please feel free to contact us or call our Internet Department at 515-289-5974.

Isuzu Advantage Auto has been a part of the Bob Brown Company since 1999. Isuzu Advantage Auto works hard to get you into the vehicle you are looking for. Our finance specialists use 20+ lenders to arrange financing for everyone’s needs. Plus we know your time is valuable so simply fill out this credit application so we can get the process started today or call one of our Certified Internet Specialists at 515-289-5974.

Report to Credit Bureaus
Bruised Credit - Isuzu Advantage Auto specializes in establishing and re-establishing credit, our finance experts have a great rapport with the lenders to get the vehicle of your needs. We also use lenders that will report to the credit bureau agencies to help you re-establish credit. Simply fill out this credit application or contact one of our Certified Internet Specialists at 515-289-5974 to let us start the process for you.

Isuzu Advantage Auto Service Center
Isuzu Advantage Auto Service Center, part of the Bob Brown Auto Group is now open to the public. Our technicians are Isuzu, GM, and ASE Certified technicians. The equipment we have is the same as the big dealerships in the area. Our prices are competitive and the parts we use are backed by the Napa Auto Care Center Guarantee. We also do spray-in bed-liners, rust proofing, and full auto detail. If you have any questions feel free to contact us or call our Service Department at 515-564-1450.

Our primary concern is the satisfaction of our customers. Our online dealership was created to enhance the buying experience for each and every one of our internet customers. If you have any questions, please feel free to contact us or call our Certified Internet Department at 515-289-5974.

Tuesday, May 6, 2008

New Car Finance & Used Car Loans

New and used automobile loans are being processed every day in the thousands through online applications. People with good credit, bad credit, and very poor credit are being accepted and allowed to drive away in the car of their dreams, because they applied online to competitive lenders that specialize in special credit situations.

Traditionally, when a person applied for credit in a car dealership they would have to deal with the uncertainty that it would be denied credit in a public car dealership. Many people have skipped this potential embarrassing situation by applying for car loans from the privacy and security of their own home.

Online automobile applications are secure and encrypted and the only way that your information is used is to find the best possible deal and rate for your next automobile purchase. The reason that so many online lenders are able to offer the best rates possible is because of the immense competition that comes from the tremendous outrage of the World Wide Web.

Traditional car dealerships only had to deal with the competition in the local market, however, online lenders have to compete and be competitive with thousands of other lenders across the country. Because of the vast competition and online automobile lending, the customer wins by being accepted with favorable terms and interest rates.

Bad Credit Car Loans - Specialists in Auto Loans for Bad Credit Nationwide!

Bad credit auto loans are available nationwide for customers who have poor credit or no credit through our special loan network which specializes in new and bad credit used car loans. Approvals for car loans are very quick and simple even with bad credit and as you can soon see there is hope even with challenging credit issues! Bad credit car loans can be obtained online for new or used automobiles ranging from small, economical cars to sport utility vehicles; and our devoted professionals are here to help you around the clock. If you are ready to start driving your new car, truck, van, or sport utility vehicle, go to our online application now and get approved for Bad Credit Auto Loans.

Car loans for people with bad credit is a new beginning when things seem hopeless! These nationwide special finance loan programs, often referred to as bad credit auto loans, are designed to help you get back on track and re-establish your credit rating with a new or used car loan. Auto loans for bad credit provide a second chance to restore car credit while providing you with a reliable means of transportation which meets or exceeds your needs. Bad credit car loans are available for all automobile types nationwide and getting approved online is the first step to purchasing a new or used vehicle. If you have experienced problems getting approved for a car loan with bad credit we invite you to see what a difference our national team of bad credit auto loan experts can make for you.

Bad credit auto loans and special financing are not necessarily only for people with bad credit! Even though bad credit car loans can help individuals with derogatory credit there are also problems people encounter which are not due to poor credit. There are other challenging situations which many people face when trying to get a car loan such as self employment, short job time, unestablished credit, or being a first time buyer. What ever your situation is you need someone who understands all types of credit challenges and can provide you with the outcome your searching for when it comes to bad credit auto loans. Our national special finance network has faced just about every imaginable challenge and invites you to get your free auto loan approval online now. Loan services are provided nationwide for all credit challenges. To get your fast confidential approval now go to our secure online application for Bad Credit Car Loans.

Bad Credit Auto Loans: No Break Just Accelerate

Bad credit auto loans are designed for those who fail to qualify for financing with traditional lending institutions such as credit unions, financial institutions, and banks due to their below the mark credit scores, previous vehicle repossession, recent bankruptcy, low income, or inability of producing specified down payment. Often, the automobile dealers fund bad credit auto loans initially, which are then either sold or assigned to the particular car company.

Obtaining a bad credit auto loan is fairly simple unlike the regular auto loans that require borrowers to have strong credit records for eligibility. To apply for bad credit auto loans, all you need to do is produce necessary documents to prove a regular monthly income of minimum $1,500 from a fixed income source, citizenship of Canada or the US, and ability to obtain an automobile insurance on your own. In some cases, bad credit auto loan lenders may however ask borrowers proofs of their working phone number or residence proof in the form of utility bills or credit card bills.

It is indeed simple to obtain a bad credit auto loan. You must not take the process of obtaining one easily. It is advised that you do some solid research before approaching a loan agent for availing such a facility. This will ensure that your purchase is planned and there is no scope for any default.

First and foremost, before making up your mind on buying a vehicle, you must review your credit report. The credit bureaus maintain credit records of millions of people like you and give green signal to the registered lending companies to lend you, depending on the quality of your credit report. You can request a copy of your credit record annually from any one of three credit bureaus. A careful study of such a report will tell you whether all your bank accounts are in order and your debt position has room for a fresh one. In case you have suffered a bankruptcy in the recent past, then it is advisable that you close all your open accounts by resorting to a debt consolidation loan, to avoid further cracks in your credit record.

Also, after you have carefully studied your credit report if you find any loopholes in it, immediately report to the credit bureau. In case you have defaulted due to a bankruptcy, attach a sheet to the credit report, explaining what circumstances led to this mishap and then send the copy to the credit bureau. If lenders sympathize with your situation and feel that a default, in your case, was just inevitable then they might revisit their decision of lending to you. If you are fortunate, you may get a better product and at better rates, then what you would have otherwise obtained being in a high risk category.

Studying your credit report thoroughly will also allow you to gauge your current financial health. Accordingly, you can determine whether you can afford another debt "bad credit auto loan" in your books and whether you would be able to repay it timely. Carefully decide what bad credit auto loan amount can you afford and check the loan tenor. After determining your affordability, shortlist the products that are within a reach and choose a dealer based on a thoughtful comparative analysis.

Car Loans Basic Series

Are You the Ideal Borrower for a Car Loan?

When you are looking for someone to loan you money, no matter what the purpose, you want to be as attractive to that person as possible. So, who do lenders feel most comfortable with when writing car loans? An excellent credit score as well as a low debt-to-income ratio always makes you attractive to a car lender. In addition, many banks and traditional lenders prefer to lend money for new cars.

If your car loan will be written on a used vehicle, and it is a newer car model, less than the book value, and you have a relatively short repayment schedule, your car loan will look more attractive.

Car Loan If You Are Not the Ideal Borrower? - Bad Credit Car Loans

Bad Credit, borrowing money for an older car, or needing to finance for an extended period are all reasons that a lender may look cautiously at your loan application. If you are unable to get a car loan, you may ask what would help your case. Often a small down payment may be enough to ease the lender's mind.

If traditional financing is out of the question, the next step is to attempt to get financing through the dealership. Most dealerships offer this service, and would prefer to finance your loan as well as sell you the car. The interest rate will likely be higher than through a bank or online lender, but still reasonable. The dealership who, of course, wants to sell you a vehicle, will often act as an intermediary between you and the lender, and help work out a deal.

Other Choices in Financing Your Car - Refinance or use a HELOC

If you are unable to obtain a car loan through a traditional or online lender, or through one of the major motor company's credit department, you are left with a few options. If you own your home, you can take out a 293 to pay for your car. The interest rate is reasonable, and you can normally write-off the interest on your taxes, but, you stand to lose not your car but your house if you default.